ITS Consumer Resource Information
Listed below is general information that is accessible to everyone
who is either attempting to protect or resolve matters related to
their identity. Numerous public and private sector agencies and
companies have information that can assist you in aspects of
identity theft. If your concern relates to the following categories,
contact the agency directly for help and information. Follow the
steps on the individual web pages to get your information.
Tips on protecting your identity
Check Your Credit Reports!!!
Review your credit reports for fraudulent or unauthorized activity.
Request a credit report from each of the credit reporting agencies
at least twice a year:
Equifax-www.equifax.com
P.O. Box 740241, Atlanta, GA 30374-0241
To order your report, call: 800-685-1111 or write to the address
above
To report fraud, call 800-525-6285/TDD: 800-255-0056
and write: P.O. Box 740241, Atlanta, GA 30374-0241
Toll Free: 866-565-4ITS (4487)
Experian-www.experian.com
P.O. Box 2104, Allen, TX 75013
To order your report, call: 888-EXPERIAN (397-3742) or write to
the address above
To report fraud, call: 888-EXPERIAN (397-3742)/TDD: 800-972-0322
and write: P.O. Box 9532, Allen, TX 75013
TransUnion-www.transunion.com
P.O. Box 1000, Chester, PA 19022
To order your report, call 800-916-8800 or write to the address
above
To report fraud, call: 800-680-7289/TDD: 877-553-7803
and write: Fraud Victim Assistance Division
P.O. Box 6790, Fullerton, CA 92634-6790
Put passwords on all of your credit card and bank accounts
Cross-cut shred or tear up documents with any personal/financial information
Use caution when shopping on line
Be careful of e-mail request for personal information, especially
when they come from companies that should already have such data.
Check for errors or omissions, sloppiness and telling giveaways,
such as poor grammar. Also, make sure the return e-mail address
looks valid. Also, review privacy policies for information sharing
safeguards and customer notification processes if sensitive information
is compromised.
Use Internet Security measures
Utilize firewall security and antivirus protection software applications
to reduce your risk form computer hackers and viruses that expose
your personal information. Also, be sure that an Internet connection
is secure - with an icon of a lock visible on the Web browser -
before submitting information.
Guard your personal and financial information
Verify your bills and statements on a monthly basis for illegal
or unauthorized transactions and crosscut shred all documents before
discarding.
Protect your personal information
Do not provide your SSN DOB, PIN numbers, passwords and security codes,
unless you ask why it is necessary for them to have this information
and how that information will be safeguarded.
Protect your mail
Utilize secure mailboxes and post office boxes to send mail and retrieve
your mail.
Review your credit report on a regular basis
Verify the accuracy of the information in your credit report between
1-2 two times a year. Also enroll in a credit monitoring service that
alerts you if there is a change in your credit report.
Guard your credit card and complete receipts
Be sure to guard your credit cards from plain view when in public.
Never leave a blank credit card receipt. Get in the practice of not
leaving empty spaces on your receipts and be sure total your receipts
prior to signing the credit card receipt. Use cash if you are not
comfortable with the vendor. Additionally, if you use a credit card,
do not let the employee out of your eyesight to process the credit
card transaction.
Safeguard confidential information in the home
Prevent access to your personal and financial information in your
home from visitors, services providers and technicians.